Terms of Use

Effective: [DATE — PENDING]. Operator: [AGP LEGAL NAME / ADDRESS — PENDING] (“we”), which operates Your Retirement Second Opinion.

What this site is

Your Retirement Second Opinion is an educational lead-introduction service. We are not an insurance agency, financial adviser, accountant or law firm, and nothing here is financial, tax or legal advice. Results are general illustrations based on a few answers, not a recommendation. Example couples are made up.

Matching with an agent

When you submit the quiz, we share your details with a licensed insurance agent in your state, who may contact you. The agent is responsible for any advice or product they offer. Availability varies by state. Any guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Calls and text messages

By tapping the button on the quiz you agree to be contacted by us and an independent, state-licensed insurance agent in your area (who may pay a fee for the referral, and with whom your information will be shared) by call and text, including by automated technology and AI-generated voice. Consent is not a condition of purchase. Message and data rates may apply; message frequency varies. Reply STOP to opt out, HELP for help. See our Privacy Policy.

Your responsibilities

Give accurate information and use the site only for yourself. Do not misuse or interfere with the site.

No warranties; limits

The site is provided “as is.” To the extent the law allows, we are not liable for indirect or consequential losses, and our total liability is limited to [AMOUNT — PENDING]. Past market data does not predict future results.

Governing law

[GOVERNING LAW / VENUE — PENDING]

[AGP LEGAL NAME / ADDRESS — PENDING]